Last Updated: August 8, 2026
Welcome to SMAJ Business Solutions, Trainings and Consulting Services, operating as SMAJ Consulting (“SMAJ Consulting,” “we,” “us,” or “our”).
These Terms & Conditions govern your use of www.smajconsulting.org (the “Website”) and your interactions with SMAJ Consulting through the Website.
By accessing or using our Website, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use the Website.
1. About SMAJ Consulting
SMAJ Consulting is an Alberta-based business and non-profit consulting organization providing services including:
- Business setup and development
- Non-profit formation and governance
- Charity registration support
- Grant writing and fund development
- Project management and compliance
- Training and capacity building
- Other business, organizational, and consulting services
Our services are intended to support businesses, non-profit organizations, charities, social enterprises, community groups, and other organizations.
2. Use of Our Website
You agree to use this Website only for lawful purposes and in a manner that does not:
- Violate applicable laws or regulations
- Infringe the rights of SMAJ Consulting or others
- Attempt to gain unauthorized access to our systems
- Introduce malicious software or harmful code
- Interfere with the operation or security of the Website
- Use the Website to transmit spam, fraudulent material, or unlawful content
- Misrepresent your identity or affiliation with an organization
We reserve the right to restrict or terminate access to the Website where we reasonably believe these terms have been violated.
3. Information on the Website
We make reasonable efforts to ensure that information published on our Website is accurate and current.
However, Website content is provided for general informational purposes and may not always reflect the most recent developments, requirements, laws, regulations, funding programs, or government policies.
You should obtain appropriate professional advice before making significant business, financial, legal, regulatory, funding, or organizational decisions.
4. No Legal, Financial, or Government Guarantee
SMAJ Consulting provides consulting, training, research, administrative, and organizational support.
Unless expressly stated otherwise in a written agreement, our services do not constitute legal, accounting, financial, or other regulated professional advice.
Where we assist with government, CRA, grant, registration, incorporation, or compliance processes, we do not guarantee that an application will be approved, funding will be awarded, registration will be granted, or a particular outcome will be achieved.
Decisions made by government agencies, regulators, funders, charitable organizations, and other third parties are outside our control.
5. Consulting Services
Specific consulting engagements may be subject to separate proposals, service agreements, statements of work, invoices, or other written agreements.
Where a separate written agreement exists, its terms will govern the applicable engagement to the extent of any inconsistency with these Website Terms & Conditions.
6. Fees and Payments
Fees for SMAJ Consulting services will be communicated through applicable proposals, quotations, invoices, or service agreements.
Unless otherwise agreed in writing:
- Fees are payable according to the payment terms stated on the applicable invoice or agreement.
- Additional services or work outside the agreed scope may be subject to additional fees.
- Third-party costs, government fees, filing fees, application fees, or other external charges may be the responsibility of the client unless otherwise agreed.
7. Intellectual Property
Unless otherwise stated, the content of this Website—including text, graphics, logos, branding, images, layouts, documents, and other materials—is owned by or licensed to SMAJ Consulting and is protected by applicable intellectual property laws.
You may view and use Website content for personal or legitimate business purposes.
You may not, without prior written permission:
- Reproduce substantial portions of the Website
- Republish Website content
- Sell or commercially exploit Website materials
- Modify or create derivative works from Website content
- Use SMAJ Consulting’s branding, logos, or materials in a way that suggests unauthorized endorsement or affiliation
Client-specific ownership of materials created as part of a consulting engagement will be governed by the applicable service agreement.
8. User-Submitted Information
If you submit information, documents, feedback, or other materials through our Website or directly to SMAJ Consulting, you confirm that you have the right to provide that information.
You are responsible for ensuring that information submitted to us is accurate, complete, and lawful.
Our Privacy Policy governs the collection and handling of personal information.
9. Third-Party Links and Services
Our Website may contain links to third-party websites, platforms, government websites, funding resources, or other external services.
These links are provided for convenience and informational purposes.
SMAJ Consulting does not control and is not responsible for the content, availability, security, privacy practices, or policies of third-party websites.
Your use of third-party websites is subject to their own terms and policies.
10. Availability of the Website
We aim to keep our Website available and functioning properly but do not guarantee that it will always be available, uninterrupted, secure, or error-free.
We may temporarily suspend or modify the Website for maintenance, updates, security, technical issues, or other operational reasons.
11. Limitation of Liability
To the fullest extent permitted by applicable law, SMAJ Consulting will not be responsible for losses or damages arising from:
- Reliance on general information published on the Website
- Website interruptions or technical issues
- Third-party websites or services
- Unauthorized access or security incidents beyond our reasonable control
- Decisions made based on Website information without obtaining appropriate professional advice
Nothing in these Terms & Conditions excludes or limits liability where such exclusion or limitation is prohibited by law.
12. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless SMAJ Consulting and its representatives from claims, losses, liabilities, damages, and reasonable expenses arising from your unlawful use of the Website, violation of these Terms & Conditions, or infringement of another person’s rights.
13. Privacy
Your use of the Website is also subject to our Privacy Policy and Cookie Policy, which explain how we handle personal information and cookies.
14. Changes to These Terms
We may update these Terms & Conditions from time to time.
Changes will become effective when the updated version is published on this page. Your continued use of the Website after changes are posted constitutes acceptance of the updated terms.
15. Governing Law
These Terms & Conditions are governed by the laws of the Province of Alberta and the applicable laws of Canada.
Any disputes relating to these Terms & Conditions or your use of the Website will be subject to the applicable courts and legal processes of Alberta, unless otherwise required by law.
16. Contact Us
SMAJ Business Solutions, Trainings and Consulting Services (SMAJ Consulting)
Calgary, Alberta, Canada
Contact: info@smajconsulting.org
Website: www.smajconsulting.org
If you have questions about these Terms & Conditions, please contact us using the information above.